PUBLIC NOTICE: FULL PAYMENT BY PROMISSORY NOTE

AFFIDAVIT OF FULL PAYMENT BY PROMISSORY NOTE

STATEMENT OF INTENT & JURISDICTION

BE IT KNOWN TO ALL MEN AND WOMEN, that I, [Your Full Name], a living [man/woman], sui juris, hereby state the following is my solemn testimony of fact, offered into the public record to correct the record regarding a certain financial instrument. This Affidavit is made under my full, unlimited, and personal commercial liability, served upon you in the private jurisdiction of Natural Law on the land of [State].

Any reference to statutes, codes, or corporate instruments is made solely to demonstrate the fraud and failure of consideration inherent in the corporate mirror. No submission to any statutory, municipal, or territorial jurisdiction is intended, implied, or consented to. I appear in proper personam, a living creation of God, all rights reserved, non-assumpsit.

Any rebuttal to any point of fact contained herein must be made by a living man or woman with full commercial liability, via a sworn counter-affidavit, point-by-point, within ten (10) days of receipt of this instrument. Silence or failure to rebut shall constitute your agreement and acceptance of all facts stated herein as truth in commerce.

TESTIMONY OF LIVING [MAN/WOMAN]

I, [Your Full Name], a living [man/woman], competent to state my own matters, do hereby depose and say the following is true, correct, and complete to the best of my first-hand knowledge and belief:

On or about [Date of Note], I, the living man/woman, extended my autograph to a document titled “Promissory Note” (hereinafter “the Note”) in the principal amount of $[Amount], with number [Note Number, if known].
Concurrently, I executed a security instrument, a [Deed of Trust / Mortgage], recorded on [Date Recorded] in the official records of [County Name] County, State of [State], as Instrument No. [Recording Number], concerning the property located at [Property Address] (hereinafter “the Property”).
At the time of execution, I was not informed that the “money” advanced was not lawful money as defined by the Constitution for the united States of America (Article I, Section 10, Clause 1), but rather Federal Reserve notes, which are mere promises to pay lawful money and are, in fact, dishonored obligations.
The living [man/woman] extended his promise (the Note) as value. The receiving bank, in turn, treated this Note as a deposit asset on its books, creating a corresponding liability (a credit entry) from nothing. No actual substance or lawful consideration was delivered by the bank to me. The transaction was, from its inception, a fraud for lack of consideration.
I am informed and believe, and based on the evidence of commercial practice state, that my original wet-ink Note was subsequently sold, assigned, and deposited into a securitization trust or special purpose vehicle.
Under the Uniform Commercial Code (the corporate rules governing such fictions), a negotiable instrument is the debt itself. The deposit of the Note into such a trust at its full face value (par) constitutes acceptance of the Note as full payment of the obligation it represents. The depositing entity received full credit for the face amount of the Note, and the underlying obligation was extinguished by operation of commercial law.
Title 4, Section 401 of the Federal Reserve Act (12 U.S.C. § 411) defines Federal Reserve notes as obligations to be redeemed in “lawful money.” Since the domestic redemption in gold coin was suspended in 1933 and international redemption in 1971, these notes are instruments of a broken promise, evidence of a dishonored issuer.
Therefore, a double satisfaction exists: 8.1. The original transaction lacked lawful consideration, rendering the Note voidable for fraud. 8.2. The subsequent at-par deposit of the Note satisfied the corporate obligation, rendering the Note paid and the accompanying security instrument void.
I affirm that the Note described herein has been fully paid and satisfied by operation of law and commercial fact upon its deposit at par into the stream of commerce.
I affirm that the security instrument (Deed of Trust/Mortgage) encumbering the Property is void and of no further force or effect, as a lien cannot exist without an underlying debt.
I affirm that any claim by any party to an outstanding balance on said Note is a claim of fraud, and any attempt to foreclose upon the Property is an attempt to enforce a dead lien, constituting trespass and slander of title.

MANDATORY CLAUSES

Point-by-Point Rebuttal Clause: Any party wishing to rebut any point of fact made in this Affidavit must do so by filing a signed, sworn counter-affidavit, point-by-point, with full commercial liability, within ten (10) days of receipt of this Affidavit. Failure to do so will result in an unrebutted affidavit, which stands as truth in commerce.

Ten-Day Unrebutted Default Clause: This Affidavit, and the facts contained herein, shall stand as truth and become a matter of public record if no point-by-point, sworn rebuttal is received by me within ten (10) business days of the verified mailing date. This unrebutted Affidavit shall be binding upon all parties in perpetuity and shall constitute a judgment in commerce.

Hold-Harmless Clause: I, [Your Full Name], a living [man/woman], shall be held harmless from any and all claims, actions, suits, costs, or damages which arise as a consequence of any party or agent willfully ignoring the facts stated in this Affidavit and attempting to enforce a void obligation.

Made-Whole Doctrine Clause: Should I suffer any loss, damage, or injury as a result of a party’s willful ignorance of the facts stated in this Affidavit, that party agrees to make me whole, including but not limited to the value of my time, all costs incurred, and a penalty of ten times the amount of the initial damage.

MAXIMS OF LAW

THE NOTE AS EVIDENCE OF OBLIGATION

Scriptum indentatum pro veritate accipitur A written instrument is received as evidence of the truth. Maxim 1: A promissory note is not the debt itself, but the evidence thereof; when the note is paid according to its tenor, the debt is extinguished, and the note, being satisfied, returns to the hands of the maker as a symbol of discharged obligation. Application: The affidavit of full payment declares that the evidence of debt has been redeemed by the act of payment, and the obligation is no more.

PAYMENT AS SATISFACTION

Solutio pretii emptionis loco habetur. Payment of the price holds the place of purchase. Maxim 2: Payment of a promissory note according to its terms operates as full satisfaction of the underlying obligation; what was owed is now rendered, and the creditor’s right to demand further performance is extinguished as completely as if the obligation had never existed. Maxim 3: A note fully paid is functus officio—having discharged its office, it is without further force or effect, and the law will not permit a dead instrument to rise again and demand what has already been rendered.

THE AFFIDAVIT AS PROOF OF PERFORMANCE

Juramentum est pars judicii in foro conscientiae.

An oath is part of judgment in the forum of conscience. Maxim 4: An affidavit of full payment, being sworn before competent authority, stands as evidence of the fact of payment; he who alleges nonpayment after such affidavit is produced must overcome the sworn word by clear and convincing proof, for the law favors the verity of oaths. Maxim 5: The affidavit of payment, when duly executed and delivered, operates as a receipt in law; it informs all who may later inquire that the obligation is discharged, and no subsequent holder of the note may claim rights greater than those of the original payee after payment has been acknowledged.

DISCHARGE AND RELEASE

Solvit ad diem.

He paid on the day.

Maxim 6: Payment on the day appointed, or at any time before judgment, discharges the maker from all further liability; the note, once paid, becomes as if it had never been written, and the maker may plead payment in bar to any future action upon it.

Maxim 7: The delivery of the paid note to the maker, or the execution of an affidavit acknowledging payment, creates a presumption of payment which the law will uphold in favor of the debtor; the creditor who retains possession of a paid note holds but an empty form, for the substance has fled with the satisfaction.

FINALITY OF ACCOUNTS

Interest reipublicae ut sit finis litium.

It concerns the state that there be an end of lawsuits.

Maxim 8: When full payment has been made and acknowledged, the account between the parties is closed; the law will not suffer the creditor to reopen that which has been settled, for the peace and quiet of society require that men may rely upon the finality of their paid obligations.

Maxim 9: An affidavit of full payment by promissory note, being a declaration under oath that the obligation is satisfied, serves to quiet title to the maker’s assets and credit; the world may take notice that the debt is no more, and the maker stands free of the burden.

GENEVA BIBLE VERSES

Deuteronomy 15:2 (GNV): “And this is the manner of the freedom: every creditor shall quit the loan of his hand which he hath lent to his neighbor: he shall not ask it again of his neighbor, nor of his brother: for the year of the Lord’s freedom is proclaimed.”
This verse is the cornerstone of debt release. It establishes a divine ordinance for the complete cancellation of debts. In the context of an affidavit of full payment, it serves as a powerful scriptural endorsement for declaring a debt fully satisfied and releasing the borrower from any further obligation.
Psalm 37:21(GNV): “But if he will not hear thee, then take with thee one or two more, that in the mouth of two or three witnesses every word may be established.”
This proverb provides the ethical foundation for the promissory note itself. It highlights the borrower’s moral duty to repay what was lent. An affidavit of full payment is the lawful testimony that this righteous act has been completed, transforming the borrower’s status from one who owes to one who has acted justly.
Romans 15:27 (GNV): “For it hath pleased them, and their debtors are they: for if the Gentiles be made partakers of their spiritual things, their duty is also to minister unto them in carnal things.”
While this verse speaks of a spiritual debt, it establishes the universal principle of reciprocal obligation. The Geneva Bible’s footnote clarifies that such duties are to be performed faithfully, “as it were with my ring.” This act of “sealing” a debt with faithful action is the very essence of what an affidavit of full payment confirms, that the carnal or material obligation has been fully met.

So Autographed and so Sealed this __th day of [Month] in the year 2026.

By:______________________________________________________

Witness Attestation Block

We, the undersigned living men/women, being of sound mind and full capacity, do hereby attest from firsthand knowledge that we personally observed the living man identified herein autography (“autograph”) this Declaration, standing in proper personam, sui juris, on the land and soil jurisdiction of Texas, without duress, coercion, or undue influence.

We affirm that the one autographing is known to us to be the living man described herein, and not an incorporated person, resident, citizen, or other ens legis construct.

We make this attestation knowingly, willingly, and voluntarily, without assumption of liability, and solely in fulfillment of our lawful duty as witnesses.

Witness #1:

Autograph:

Printed Name:

Date:

Witness #2: